Description
Fixed Deposit, UPI, Bill Payments, Recharges, Loans, Insurance & More Shriram One serves as your dependable financial partner, offering a complete range of services designed for everyday use: Investments – Fixed Deposits, Fixed Investment Plans Loans – Personal, Business, Two-Wheeler, Four-Wheeler, Used Car, Commercial Vehicle & Gold Loans Insurance – Motor Insurance (2W/4W), Commercial Vehicle; Life Insurance covering Savings, Retirement, Child & Protection categories Bill Payments – Make prepaid recharges, pay electricity and utility bills directly on Shriram One UPI – Scan & Pay, transfer money, request funds, split bills, and much more Shriram One Specials – Explore Shriram One Care, and exclusive digital services Additional Services – Use financial calculators, check vehicle information, book hotels & travel tickets, view cricket scores, play games and more Investments Our investment offerings provide attractive yields, flexible terms, and a secure platform to grow your wealth. Shriram Fixed Deposit: Enjoy consistent growth with Shriram Unnati Fixed Deposit. Fixed Investment Plan: Begin your FIP journey for just ₹1,000 per month. UPI Payments Made Easy Shriram One UPI lets you transfer funds instantly by scanning any QR code. Check balance, automate payments, view transaction summaries, manage expenses, and request money effortlessly. Recharges & Bill Payments Recharge prepaid/postpaid mobiles, settle DTH, landline, FASTag, loan EMIs, insurance premiums, credit card bills, broadband, cable TV, water, and electricity bills easily through the app. Loan Solutions We offer flexible loan products to meet your personal and professional financial needs. Personal Loan: Apply for loans up to ₹15 lakhs with repayment options from 12–60 months and interest rates between 11% and 36% APR**. Illustration: Loan Amount: ₹1,00,000 (24 months @ 12% p.a.) EMI: ₹4,707 Total Interest: ₹12,968 Processing Fee (excl. GST): ₹2,000 Net Disbursal: ₹98,000 Total EMI Payable: ₹1,12,968 Total Loan Cost: ₹14,968 Final Payable Amount: ₹1,14,968 (with processing fee) Actual APR & interest will depend on credit evaluation. Two-Wheeler Loan: Purchase your preferred bike or scooter with low EMIs and attractive rates. Business Loan: Power your business goals with quick and reliable funding. Commercial Vehicle Loan: Upgrade or expand your fleet with tailored financing. Used Car Loan: Avail up to 85% of your car’s value, starting from ₹1 lakh. Gold Loan: Get immediate liquidity by securing your loan against gold. Insurance Offerings Choose from comprehensive general insurance for two-wheelers, four-wheelers, and commercial vehicles. We also offer multiple life insurance plans including savings, child plans, protection, and retirement solutions.