Loan & Credit Guru is an easy online loan app that helps you in two ways
Our experts consult you in Repairing Your Financial Profile
We see many people around the world who attract wealth like a magnet, then those who seem to be always confined to medium income and then those living from pay-check to pay-check. Why does this happen?
Well, the answer lies in the approach. People who are not wealthy are the ones who believe in the formula that they need to be prosperous, successful, and recognized to then create opportunities, grow further and take bigger risks and finally make them confident, caring, and loved by others.
We wanted to talk about this because an individual’s outlook towards life has a strong bearing on his or her financial profile and subsequently his or her credit standing and credit quotient in the long-run.
Remember Loan Seekers,
Rebuilding your CIBIL score and thus correcting problems in your financial profile will be a gradual and slow process. Hence, be prepared to go through the grind and take a step-by-step approach to resolve and mitigate all issues.
Please register with us so that experts from our team can help you to improve your Credit Score
We also assist our clients to avail small loans like Personal Loans range from ₹2000 to ₹ 50,000
Tenure: 64 days to 180 days. Interest rates range from 2%-30% depending on the risk profile of the customer.
Example: If the loan amount is ₹8,000 & interest is 24% per annum with tenure of 2 months, processing fee of Rs. 160 will be charged.
The interest for 2 months would come out to be ₹320. The EMI per month would be ₹4,160. This would translate to a maximum APR of 24%. The total cost of the loan will be ₹8,320. The total amount paid back including everything at the end of the term will be ₹8320.
Our fast service is the simplest and most secure way to borrow, save, and our financial experts also help you to improve your financial health all from the convenience of your phone. You will get instant loan offers from Banks or RBI registered NBFC. Our app is secure and regulated by all laws as dictated for NBFC by RBI making it 100% secure for users. We do not collect any data like call details or location with this app and we are transparent with our customers.
PERSONAL LOAN RATES AND FEES
Loan Amounts: INR 2000 to INR 50,000
- Interest rate ranges from 20%.
- Maximum 36% per annum based on the product availed
- Processing fees start at just ₹ 160 and the maximum is 3% whichever is higher
Terms: Depending on your loan amount for which you are eligible, you have the option to choose repayment terms for up to 6 months. Every loan amount we offer has the option to repay in a minimum of 64 days.
The amount would be directly deposited in your bank account.
KEY FEATURES: FINANCIAL ACCESS IS JUST A TOUCH AWAY
Our instant loan app lets you apply for personal loans, save funds, or monitor your financial health on the go.
We provide world-class support for your financial needs, 24 hours a day. Message us within the app and receive an answer in minutes!
We're provides the following type of personal loans
- Medical Loans/Emergency Hospitalization Loans
- Shopping Loans
- Home Renovation Loans
- Consumer Durable Loans (home appliances)
- Education Loans
- Vehicle Loan (2/4 wheeler loans)
- Travel Loans
- Wedding/Marriage Loans
- Student Loans
SAFE AND SECURE ONLINE LOANS
Our app makes getting a loan simple by sharing your contact information with banks and NBFC who are interested in lending you. We encrypt the data you choose to share with us to protect your privacy. We take your privacy very seriously and promise to never share your information with third parties other than associate Banks and NBFC that is also limited to just one .
We would love to hear from you! If you have any feedback, questions, or concerns, please feel free to reach on our address
Our Registered Office Address: 193 Patparganj Industrial Area Patparganj, Delhi, 110092